๐Ÿ’ฐ ToolDunya Finance
Free financial calculators โ€” plain answers, no sign-up

Financial calculators that just give you the number

No sign-up, no email wall, no 40-page report to download. Pick a calculator, type your numbers, and see the payment, the interest and the total โ€” the figures lenders show you last, shown first here.

๐Ÿ  Loans & Mortgage

๐Ÿ  Mortgage CalculatorSee the real monthly cost of a home loan โ€” principal, interest, tax and insurance in one number.๐Ÿงพ EMI CalculatorWork out the monthly EMI on any loan, and see exactly how much interest you pay over the full term.๐Ÿš— Auto Loan CalculatorFind the monthly payment on a car loan before you sign โ€” tax and down payment included.๐Ÿ’ต Personal Loan CalculatorCheck the monthly payment, the interest and the setup fee on a personal loan, all in one place.๐Ÿ’ณ Credit Card Payoff CalculatorSee how long a card balance takes to clear at a fixed monthly payment, and what the interest costs you.๐Ÿ”„ Refinance CalculatorCompare your current mortgage with a new one and find the month the refinance starts paying for itself.

๐Ÿท Interest & Savings

๐Ÿ“ˆ Compound Interest CalculatorSee how your savings snowball when interest starts earning interest of its own.๐Ÿงฎ Simple Interest CalculatorThe no-frills interest sum: what a lump sum earns when interest never compounds.๐ŸŽฏ Savings Goal CalculatorTell it the target and the deadline โ€” it works out the monthly amount that gets you there.๐Ÿ’น APY CalculatorTurn any stated APR into the APY you actually earn once compounding is counted.๐Ÿ“œ CD CalculatorFind out exactly what a certificate of deposit pays you when the term ends.๐Ÿฆ FD CalculatorWork out the maturity value of an Indian fixed deposit, interest included.

๐Ÿ“ˆ Investment & Retirement

๐Ÿ’น Investment CalculatorSee what a lump sum plus monthly deposits could grow into, year by year.๐Ÿ–๏ธ Retirement CalculatorFind out if your savings are on track โ€” and the nest egg you actually need.๐Ÿฆ 401(k) CalculatorWatch your 401(k) grow with your contributions, the employer match and raises.๐Ÿ“ˆ SIP CalculatorSee how a monthly SIP could build up with the power of compounding.๐Ÿ“‰ Inflation CalculatorSee what inflation does to your money โ€” and what things will cost later.๐ŸŽฏ ROI CalculatorWork out your profit, total return and yearly return on any investment.

๐Ÿงพ Income & Tax

๐Ÿ’ต Paycheck CalculatorTurn a yearly salary into a real paycheck: federal tax, FICA and 401(k) taken out.๐Ÿงพ Income Tax CalculatorYour 2026 federal income tax, marginal and effective rates โ€” and what you keep.

Why people use these

A mortgage quote tells you the monthly payment and hides the $290,000 of interest sitting behind it. A savings account advertises a rate and hopes you never work out what it pays in a year. These calculators exist to close that gap: standard formulas, your own numbers, and the full picture โ€” payment schedules, totals and all โ€” on one screen.

Everything runs on your device. Nothing you type is uploaded or stored.

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